Travel Insurance

Cancellation cover Should you need to cancel your holiday through illness, injury, or other unforeseen circumstances, the insured will be covered (Excess may apply) typically £1,000 to £5,000.

Curtailment cover Pays out if your holiday needs to be cut short due to unforeseen circumstances (Excess may apply) typically £1,000 to £5,000.

Legal Expenses Covers the cost of making a claim against someone who caused injury or death. Typically £10000 to £50000.

Medical Expenses  If medical attention is required abroad then this generally needs to be paid for, unlike within the UK which is covered by the NHS. Typically £2,000,000 - £10,000,000.

Missed Departure Covers the cost of getting to the destination where the flight is missed. Typically £1000 to £5000.

Personal Accident A fixed sum is paid out if the insured is injured or dies from the result of an accident. Typically £10,000 to £25,000.

Personal Liability Pays out on claims made against the insured for their actions whilst on holiday. Typically £2,000,000 to £5,000,000.

Personal Possessions Covers the luggage and personal possesssions if lost or stolen.

Clauses

Pre Exsisting Medical Conditions If you have an illness then you need to disclose this prior to accepting the insurance since premiums may rise. By shopping around, some insurance companies allow diabetes, hypertension (high blood pressure) and other conditions to be accepted with no increase in cost.